BUSINESS INSURANCE
Business Insurance Services
Why Business Insurance Matters
Business insurance helps protect your company from financial losses due to unforeseen events like property damage, lawsuits, theft, or employee injury. Without the right coverage, these incidents can cause major disruptions and affect your ability to operate smoothly. Our business insurance policies are designed to cover the unique risks of your industry, whether you own a retail store, office, or construction company.
Our Business Insurance Services
At Gold Key Insurance, our mission is to provide business owners across Canada with customized, affordable, and reliable business insurance solutions. When you choose Gold Key for your business insurance needs, you can expect:
Types of Business Insurance Coverage
Property Insurance
Protects the physical assets of your business, including buildings, equipment, and inventory, against damage or loss due to fire, theft, vandalism, or natural disasters.
General Liability Insurance
Provides coverage if your business is held liable for causing bodily injury or property damage to others. This is essential for any business that interacts with clients or customers.
Business Interruption Insurance
Covers lost income and operational costs if your business is forced to close temporarily due to a covered event, such as a fire or flood.
Commercial Auto Insurance
Protects vehicles owned or used by your business, covering accidents, theft, and other types of damage.
Cyber Liability Insurance
Safeguards your business against the financial impact of data breaches, cyberattacks, and the loss of sensitive information.
Professional Liability Insurance
Also known as Errors & Omissions (E&O) insurance, this covers legal costs and damages if a client sues your business for professional negligence or mistakes.
Optional Business Coverage
We offer additional coverages that may be beneficial to your business, including:
Directors and Officers (D&O) Insurance
Provides protection for your company’s leadership team against claims resulting from decisions made in their professional roles.
Workers’ Compensation Insurance
Required in many provinces, this coverage protects your employees in case of work-related injuries and illnesses.
Commercial Flood Insurance
Protects your business from water damage due to flooding, an important consideration depending on your location in Canada.